"We continue to offer competitive rates, good customer choice and accessibility for a wide range of savings needs. Its spokeswoman says: "Following the reduction in the base rate in September, we took the commercial decision to bring the rates on our savings accounts back in line with those of our main high-street competitors. Lloyds TSB argues that its rates remain competitive, despite the rate cuts to which you refer. As the Bank of England has not cut its rate, how can Lloyds TSB justify cutting its rate to 4.40 per cent? BL, Brackley A.
Halifax advises that when it transferred your Intelligent Finance Visa to a Halifax Visa card, it informed you that you had to complete a new agreement and direct-debit form, but you did not do this by the specified date. Accordingly, it has refunded all charges, reinstated your £4,800 credit limit and removed the adverse statement from your credit history Q I am a long-standing customer of Lloyds TSB. However, it accepts that it has not handled your subsequent complaints properly and recognises that you are a "valued customer". This led to a late-payment charge being levied, with interest. Halifax says that this was unavoidable as it no longer had a valid direct-debit mandate from which to collect the due payment. Instead of my old credit limit of £4,800, my new card has a limit of £500, which I've persuaded Halifax to raise to £2,000 How can I restore my credit history? ML, Market Rasen A. How can I correct my credit rating? Q.
Halifax cancelled my Intelligent Finance credit card in July this year because it couldn't do chip-and-pin. Until the ruling, men were discriminated against, because widow's benefit was only available to women.However, to get the money you must make a claim before 4 November - your local Job Centre Plus or Citzens' Advice bureau will be able to explain the process Beat the deadline to claim the cash.. These are businesses that must protect their shareholders from bad credit risks. However, the financial services industry must recognise that it has a function in society other than to maximise profits. That means offering basic products to a wider number of customers.n n n Don't miss out if the Government's owes you money following the death of your wife.